by Pat Austen 

April 19, 2023

Disclosure: Some links in this article may be affiliate links that generate us a small commission at no extra cost to you.


Changing your mindset definitely isn’t an easy task–and changing your mindset around money can seem downright daunting.

But what if I told you there are actually several practical, simple practices you can add to your day right now (no matter how busy you are) that will help you transform your money mindset so it’s more positive?

Just imagine how amazing it would feel to feel content, and grateful even, when paying a contractor’s bill or sending a client flowers after they crushed their income goal- without stressing about your bank balance.

Here are a few daily practices you can easily add to your daily routine that’ll have you feeling abundant in no time:

1. Track Every Penny You Earn

This may sound obvious, but make sure you’re keeping track of all money coming into your business. Aside from it being a good practice that’ll prepare you for tax season, having a solid idea of how much money you’re making on the daily can help hush some of that negative self-talk.

It also gives you clarity on what’s bringing in the most money, and when, giving you a stronger picture of your overall business strategy.

There are lots of free apps that can help you track every cent and visualize how close you’re getting to hitting your goals. (And let me just say, visually watching yourself inch closer to your goals is a major rush and confidence boost.)

2. Prioritize Learning About Money

There are endless incredible resources out there that can teach you so much more about both money management and money mindset. Investing your time into building your knowledge base about basic finances–and business finances–isn’t just a smart money move, I’d say it’s essential for financial success. (I mean, just imagine how good it would feel to know without-a-doubt that you’re making solid money moves that will benefit you, your business and your community in the future.)

The good news? You don’t have to become an accountant or get an MBA. Instead, try reading just one chapter of a money-related book at night (check out I Will Teach You To Be Rich, by Ramit Sethi for super smart ways to manage your finances), or listen to a money-positive podcast during your mental health walk between client calls.

3. Talk About Money

Think about how much you could learn by having more open and honest conversations around money with the people in your life. What are other business coaches doing? How are they managing their finances? Are they investing? And if so, how did they start?

Consider signing up for a business mastermind focused on financial goals. This gives you a perfect opportunity to engage with other business-minded people who you can learn from. You’ll also get to ‘see’ wealthy people in action and connect with them on a more human level. This can help normalize wealth, which is another important aspect of a healthy money mindset.

Over time, having conversations about money will get easier and easier–and so will making it.

4. Try Money-Positive Affirmations & Visualization

I couldn’t complete this list without at least touching on the holy grail of money mindset tips. While these tools might seem woo-woo at first, there’s actually tons of data behind them. Studies show that affirmations can activate the brain systems that are associated with how we view ourselves–which means they actually help to rewire your brain and achieve your financial goals.

Here’s the truth: When you flood your mind with inspiring images and thoughts of where you want to be financially, your brain can’t tell the difference between what’s real and what’s not. Instead, it ‘believes’ those images are real, thus making you more likely to make decisions that are aligned with your goals.

If you’re skeptical, I understand. Start slow. Try repeating a money-positive affirmation in the morning that you already resonate with. You can try out one of the below, or come up with your own:

“I am smart and capable.”

“My business is thriving.”

“I am always making money.”

Or take just a brief moment after launching a new service to close your eyes and visualize your inbox full of Stripe notifications.

It doesn’t take much time, but the benefits can be overwhelming–and very tangible.

5. Celebrate All the Good

Us humans have this not-so-fun habit of focusing on what we haven’t achieved. And because of that, we don’t spend as much time celebrating our wins. But we should.

When you assess and appreciate where you are right now - all you’ve achieved and how hard you’ve worked to get here - it can massively ignite your drive to keep reaching toward your goals.

Plus, it gives you an opportunity to think about what you’re doing right, so you can keep on doing it.

Take time every day to celebrate anything good that happened. Whether a potential lead DMed you or an old client snapped up your evergreen offer, make sure you take a pause to celebrate your wins, no matter how small.

Add even just one of these practices into your routine and you’ll be right on your way to a healthier and more intentional money mindset.

Are You Time-Strapped But Still Want To Lunch Your Own Online Business?

If you want to launch your own online business, but you’re time-strapped, maybe because of your JOB or family or school obligations, download my new FREE Report to see profitable side hustles you can start today, even if you have very little time and very little money. 

Pat Austen

I am not a “guru,” whatever that means. I’m just a regular guy who’ve figured out how to make a decent income from online publishing and internet marketing. I share my ideas and tips about the tools I use on this website. Thanks for stopping by.

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